Need Capital? Get $50K–$250K in 0% APR Funding Fast
Don’t wait months for a bank to say no. Our proven system gets you fast approvals with 0% interest — sometimes in days. No tax returns. No income docs.
NEAL THAKKAR, CEO OF integrity first
Need Capital? Get $50K–$250K in 0% APR Funding Fast
Don’t wait months for a bank to say no. Our proven system gets you fast approvals with 0% interest — sometimes in days. No tax returns. No income docs.
NEAL THAKKAR, CEO OF integrity first
Backed by Results, Not Promises
We don’t just talk about getting funding — we deliver.
Backed by Results, Not Promises
We don’t just talk about getting funding — we deliver.
Backed by Results, Not Promises
We don’t just talk about getting funding — we deliver.
Secure $50K–$250K in 0% APR Business Funding — Fast
Integrity First helps qualified business owners get interest-free capital through our proven 4-step Integrity Protocol:
Credit Optimization, Consolidate & Apply, Collect, Clean & Deploy and Scale & Recycle — no tax returns, no collateral, no high interest.
If you have $10K+ in liquid assets and serious growth goals, this is for you.
No banks. No fluff. Just results.
The Integrity Protocol
4 Steps to 0% Interest Funding
Credit Optimization
Next, we strengthen your profile by adding positive history, removing hard inquiries, consolidating debt, and improving your credit mix — both personal and business — so lenders see you as a top-tier borrower.
Consolidate & Apply
Once your credit is optimized, we pay down balances and apply to the right lenders in the right order, securing up to $250K in 0% APR business credit without triggering red flags.
Collect, Clean & Deploy
After you're funded, we clean up any new inquiries and guide you in deploying the capital strategically — so you can grow your business and stay ahead of interest timelines.
Scale & Recycle
Once your capital is working, we help you reinvest, track returns, and prepare for your next round of funding. By managing payback timelines and keeping your credit profile strong, we position you for future approvals — so you can scale sustainably and tap into even more capital when needed.
Secure $50K–$250K in 0% APR Business Funding — Fast
Integrity First helps qualified business owners get interest-free capital through our proven 4-step Integrity Protocol:
Credit Optimization, Consolidate & Apply, Collect, Clean & Deploy and Scale & Recycle — no tax returns, no collateral, no high interest.
If you have $10K+ in liquid assets and serious growth goals, this is for you.
No banks. No fluff. Just results.
The Integrity Protocol
4 Steps to 0% Interest Funding
Credit Optimization
Next, we strengthen your profile by adding positive history, removing hard inquiries, consolidating debt, and improving your credit mix — both personal and business — so lenders see you as a top-tier borrower.
Consolidate & Apply
Once your credit is optimized, we pay down balances and apply to the right lenders in the right order, securing up to $250K in 0% APR business credit without triggering red flags.
Collect, Clean & Deploy
After you're funded, we clean up any new inquiries and guide you in deploying the capital strategically — so you can grow your business and stay ahead of interest timelines.
Scale & Recycle
Once your capital is working, we help you reinvest, track returns, and prepare for your next round of funding. By managing payback timelines and keeping your credit profile strong, we position you for future approvals — so you can scale sustainably and tap into even more capital when needed.
Why Choose Us
Finding the right funding partner makes all the difference. Here’s why thousands trust Integrity First:
Up to $250K at 0% Interest
We specialize in real 0% APR capital — not teaser rates or bait-and-switch offers. Our clients save tens of thousands compared to high-interest loans.
No Collateral, No Catch
No assets at risk. No equity lost. Just clean approvals based on your credit profile — which we help you build from the ground up.a
Done-for-You Service
We handle everything: credit repair, optimization, funding strategy, post-funding clean-up. No gaps. No guesswork. Just results.
Fast, Strategic Approvals
Go from zero to funded in weeks, not months. Our lender sequencing strategy gets you maximum approvals with minimal stress.
Built on Integrity
Led by Neal Thakkar, we operate with full transparency. If you qualify, we deliver. If not, we’ll tell you — upfront. No fluff. Just facts.
What Our Clients Say
Why Choose Us
Finding the right funding partner makes all the difference. Here’s why thousands trust Integrity First:
Up to $250K at 0% Interest
We specialize in real 0% APR capital — not teaser rates or bait-and-switch offers. Our clients save tens of thousands compared to high-interest loans.
No Collateral, No Catch
No assets at risk. No equity lost. Just clean approvals based on your credit profile — which we help you build from the ground up.a
Done-for-You Service
We handle everything: credit repair, optimization, funding strategy, post-funding clean-up. No gaps. No guesswork. Just results.
Fast, Strategic Approvals
Go from zero to funded in weeks, not months. Our lender sequencing strategy gets you maximum approvals with minimal stress.
Built on Integrity
Led by Neal Thakkar, we operate with full transparency. If you qualify, we deliver. If not, we’ll tell you — upfront. No fluff. Just facts.
What Our Clients Say
Ready to Secure
Your 0% Capital?
You’re one decision away from potentially accessing up to $250,000 in capital at 0% interest. Imagine what that kind of funding could do for your business – and then realize it’s within reach right now.
Ready to take the next step? Here’s how to get started:
Schedule a Free Consultation Call
Book a call with our Integrity First team today. We’ll assess your situation, confirm you meet the criteria (e.g. ~$10K liquidity and a viable credit profile), and walk you through what’s possible.
Get Your Personalized Funding Plan
On the call, we’ll map out how much you can likely secure and outline the game plan. No charge, no obligation – just straight talk about what we can do for you.
Watch Us Deliver
If you choose to move forward, our team gets to work immediately on Step 1 (Credit Repair) and doesn’t stop until you have the funding in hand. We handle the heavy lifting; you focus on how you’ll use that 0% money to grow.
Don’t let opportunity pass you by. Every day you wait is a day your business could be leveraging interest-free capital to scale. If you’re serious about growth and tired of jumping through hoops for loans, it’s time for a bold move. Secure your funding the Integrity First way – with confidence, speed, and zero-percent interest.
Claim your free consultation and see how much 0% funding you qualify for.
Let’s get you the capital you deserve, without the cost. Your business’s next chapter of growth starts here!
Book a Call With Us!
Still Not Sure?
Frequently Asked Questions
How much funding can I really get?
Most of our clients receive between $50,000 and $250,000 in 0% APR funding. The exact amount depends on your current credit profile, business structure, and liquidity. During your free consultation, we’ll show you what you’re likely to qualify for and build a tailored strategy to get you there.
What’s the catch with 0% APR? Is it real?
Yes — it’s 100% real. We specialize in helping business owners access 0% interest introductory periods through strategic applications for credit lines, credit cards, and other capital instruments. These are real financial products from top-tier banks. You just need the right profile to qualify — and that’s what we build for you.
Will this hurt my credit score?
Short term, you may see a minor dip due to inquiries. But we immediately clean up your report after funding as part of our Integrity Protocol — removing inquiries and optimizing your profile so your score recovers and often improves. Long term, our clients typically come out with stronger credit than when they started.
Do I need a business to qualify?
Yes, but even if you're just getting started, we can help you structure your business properly. From forming an entity to building your business credit profile and establishing bank relationships, we handle the groundwork that makes you fundable fast.
Do I need good credit?
Yes & No. To sign up and work with us: you absolutely don’t need to have good credit. If necessary (which is for about 75% of our clients), we can clean up and optimize your credit profile. If you have great personal credit (typically 700+), that’s great — the funding process can start sooner, but even if your score is lower, we will still be able to help.
What industries do you work with?
We work with entrepreneurs across all industries — including e-commerce, coaching, real estate, service businesses, contractors, medical, and more. If you run a small business and want growth capital, you’re in the right place.
How long does the whole process take?
You can get funding in as little as 1–3 weeks, depending on your current credit and business setup. Some clients are ready within 7 days. However, this is only the case if you don’t need credit repair and optimization. Our goal is to get you the most funding possible, so if we do need to repair your profile, give it about 30-90 days. We move as fast as we possibly can and we keep you in the loop at every step.
Is there a guarantee I’ll get funded?
Yes. If we choose to work with you, we are guaranteeing funding. That’s the purpose of the call; to determine if we really can get you funded, and to walk you through the strategy.
✅ We’ll tell you upfront if we can’t help
✅ We only work with clients we’re confident we can fund
✅ If you’re a good fit, we will do everything in our power to get you the highest amount of capital possible
We don't waste your time or our own. Our reputation is built on integrity — and results.
How much does it cost?
Our pricing requires a small up front retainer (that will vary depending on your specific situation), which covers our up front costs. Then, we also charge a performance-based transparent closing cost, where you pay based on how much we get you, and you pay only AFTER you get funded. We walk you through the exact cost structure during your consultation — and we don’t move forward unless the value is crystal clear.
How do I get started?
Easy. Just click the button below to schedule your free consultation. We’ll review your goals, assess your fundability, and map out a personalized capital strategy. No commitment. No pressure. Just facts, numbers, and a path forward.
Ready to Secure
Your 0% Capital?
You’re one decision away from potentially accessing up to $250,000 in capital at 0% interest. Imagine what that kind of funding could do for your business – and then realize it’s within reach right now.
Ready to take the next step? Here’s how to get started:
Schedule a Free Consultation Call
Book a call with our Integrity First team today. We’ll assess your situation, confirm you meet the criteria (e.g. ~$10K liquidity and a viable credit profile), and walk you through what’s possible.
Get Your Personalized Funding Plan
On the call, we’ll map out how much you can likely secure and outline the game plan. No charge, no obligation – just straight talk about what we can do for you.
Watch Us Deliver
If you choose to move forward, our team gets to work immediately on Step 1 (Credit Repair) and doesn’t stop until you have the funding in hand. We handle the heavy lifting; you focus on how you’ll use that 0% money to grow.
Don’t let opportunity pass you by. Every day you wait is a day your business could be leveraging interest-free capital to scale. If you’re serious about growth and tired of jumping through hoops for loans, it’s time for a bold move. Secure your funding the Integrity First way – with confidence, speed, and zero-percent interest.
Claim your free consultation and see how much 0% funding you qualify for.
Let’s get you the capital you deserve, without the cost. Your business’s next chapter of growth starts here!
Book a Call With Us!
Business Name: Integrity First Consulting Inc.
Email: [email protected]
Phone: (732) 580-2044
Address: 293 Cardiff Dr, Morganville, 07751, New Jersey
Still Not Sure?
Frequently Asked Questions
How much funding can I really get?
Most of our clients receive between $50,000 and $250,000 in 0% APR funding. The exact amount depends on your current credit profile, business structure, and liquidity. During your free consultation, we’ll show you what you’re likely to qualify for and build a tailored strategy to get you there.
What’s the catch with 0% APR? Is it real?
Yes — it’s 100% real. We specialize in helping business owners access 0% interest introductory periods through strategic applications for credit lines, credit cards, and other capital instruments. These are real financial products from top-tier banks. You just need the right profile to qualify — and that’s what we build for you.
Will this hurt my credit score?
Short term, you may see a minor dip due to inquiries. But we immediately clean up your report after funding as part of our Integrity Protocol — removing inquiries and optimizing your profile so your score recovers and often improves. Long term, our clients typically come out with stronger credit than when they started.
Do I need a business to qualify?
Yes, but even if you're just getting started, we can help you structure your business properly. From forming an entity to building your business credit profile and establishing bank relationships, we handle the groundwork that makes you fundable fast.
Do I need good credit?
Yes & No. To sign up and work with us: you absolutely don’t need to have good credit. If necessary (which is for about 75% of our clients), we can clean up and optimize your credit profile. If you have great personal credit (typically 700+), that’s great — the funding process can start sooner, but even if your score is lower, we will still be able to help.
What industries do you work with?
We work with entrepreneurs across all industries — including e-commerce, coaching, real estate, service businesses, contractors, medical, and more. If you run a small business and want growth capital, you’re in the right place.
How long does the whole process take?
You can get funding in as little as 1–3 weeks, depending on your current credit and business setup. Some clients are ready within 7 days. However, this is only the case if you don’t need credit repair and optimization. Our goal is to get you the most funding possible, so if we do need to repair your profile, give it about 30-90 days. We move as fast as we possibly can and we keep you in the loop at every step.
Is there a guarantee I’ll get funded?
Yes. If we choose to work with you, we are guaranteeing funding. That’s the purpose of the call; to determine if we really can get you funded, and to walk you through the strategy.
✅ We’ll tell you upfront if we can’t help
✅ We only work with clients we’re confident we can fund
✅ If you’re a good fit, we will do everything in our power to get you the highest amount of capital possible
We don't waste your time or our own. Our reputation is built on integrity — and results.
How much does it cost?
Our pricing requires a small up front retainer (that will vary depending on your specific situation), which covers our up front costs. Then, we also charge a performance-based transparent closing cost, where you pay based on how much we get you, and you pay only AFTER you get funded. We walk you through the exact cost structure during your consultation — and we don’t move forward unless the value is crystal clear.
How do I get started?
Easy. Just click the button below to schedule your free consultation. We’ll review your goals, assess your fundability, and map out a personalized capital strategy. No commitment. No pressure. Just facts, numbers, and a path forward.
Business Name: Integrity First Consulting Inc.
Email: [email protected]
Phone: (732) 580-2044
Address: 293 Cardiff Dr, Morganville, 07751, New Jersey