We Help You Secure
$50K–$250K+ in 0% APR Funding
Our 4-Step Integrity First Protocol fixes, optimizes, and positions your credit—then applies strategically across our lender network. No income docs. No collateral. Just real capital to grow your business.
Backed by Results, Not Promises
We don’t just talk about getting funding — we deliver.
Secure $50K–$250K in 0% APR Business Funding — Fast
Integrity First helps qualified business owners get interest-free capital through our proven 4-step Integrity Protocol: credit repair, profile optimization, Consolidate & Apply, and strategic funding — no tax returns, no collateral, no high interest.
If you have $10K+ in liquid assets and serious growth goals, this is for you.
No banks. No fluff. Just results.
The Integrity Protocol
4 Steps to 0% Interest Funding
Credit Repair
We start by fixing what’s hurting your score — removing late payments, collections, charge-offs, and other negative marks to give you a clean slate and a credit boost from day one.
Credit Optimization
Next, we strengthen your profile by adding positive history, removing hard inquiries, consolidating debt, and improving your credit mix — both personal and business — so lenders see you as a top-tier borrower.
Consolidate & Apply
Once your credit is optimized, we pay down balances and apply to the right lenders in the right order, securing up to $250K in 0% APR business credit without triggering red flags.
Collect, Clean & Deploy
After you're funded, we clean up any new inquiries and guide you in deploying the capital strategically — so you can grow your business and stay ahead of interest timelines.
Rated 4.5 Stars on Trustpilot
“I was denied everywhere else. Neal’s team got me $150,000 at 0% APR within 90 days. Now my business finally has breathing room to grow.”
“In just 8 weeks, I went from stuck and underfunded to $92,000 in capital. Integrity First changed the trajectory of my business.”
“I was skeptical, but Neal and his team delivered. $250,000 approved. The process was smooth, and the guidance was on point.”
“Before Integrity First, I was denied everywhere. My credit had negative marks, and I felt stuck with no way forward. Neal’s team cleared the issues, guided me step by step, and within 90 days I was approved for $150,000. Now I finally have the capital to scale my eCommerce business.”
“I spent months applying to banks, only to get rejected or offered loans with crazy interest. Integrity First made the process simple. They optimized my credit and handled the applications for me. I walked away with $120,000 in 0% APR funding that I never could have gotten on my own.”
"Running a trucking business, I know how hard it is to access capital without jumping through endless hoops. Banks either turn you away or want collateral you don’t have. Integrity First not only showed me a clear roadmap, but they also delivered. I secured $85K in funding that I’ve already put to use in expanding my fleet. Their guidance was professional, transparent, and exactly what I needed to move forward."
Why Choose Us
Finding the right funding partner makes all the difference. Here’s why thousands trust Integrity First:
Up to $250K at 0% Interest
We specialize in real 0% APR capital — not teaser rates or bait-and-switch offers. Our clients save tens of thousands compared to high-interest loans.
No Collateral, No Catch
No assets at risk. No equity lost. Just clean approvals based on your credit profile — which we help you build from the ground up.
Done-with-You Service
We handle everything: credit repair, optimization, funding strategy, post-funding clean-up. No gaps. No guesswork. Just results.
Fast, Strategic Approvals
Go from zero to funded in weeks, not months. Our lender sequencing strategy gets you maximum approvals with minimal stress.
Built on Integrity
Led by Neal Thakkar, we operate with full transparency. If you qualify, we deliver. If not, we’ll tell you — upfront. No fluff. Just facts.
Our Recent Case Studies
Our process is strategic, ethical, and built around setting you up to win long-term. The numbers speak for themselves — and so do the success stories.
Marcus’s 90-Day Turnaround: From Bank Denials to $150K in Funding
Marcus was running a 7-figure e-commerce brand but couldn’t scale past a certain ceiling due to lack of capital...
How Sarah Transformed Her Program Growth With $95K in Smart Capital
Sarah was a business coach scaling her online program but lacked capital to invest in marketing...
David Secured $220K to Finally Stop Missing Real Estate Deals
He was stuck watching opportunities pass by because he couldn’t move fast enough on funding...
Jasmine Kept Her Fleet Moving With $80K in 0% APR Funding
Banks wouldn’t lend because her business was less than two years old and she didn’t have strong financials to show...
Claim your free consultation and see how much 0% funding you qualify for.
Let’s get you the capital you deserve, without the cost. Your business’s next chapter of growth starts here!
Ready to Secure Your Funding?
Your next level of growth starts with one call
Still Not Sure?
Frequently Asked Questions
How much funding can I really get?
Most of our clients receive between $50,000 and $250,000 in 0% APR funding. The exact amount depends on your current credit profile, business structure, and liquidity. During your free consultation, we’ll show you what you’re likely to qualify for and build a tailored strategy to get you there.
What’s the catch with 0% APR? Is it real?
Yes — it’s 100% real. We specialize in helping business owners access 0% interest introductory periods through strategic applications for credit lines, credit cards, and other capital instruments. These are real financial products from top-tier banks. You just need the right profile to qualify — and that’s what we build for you.
Will this hurt my credit score?
Short term, you may see a minor dip due to inquiries. But we immediately clean up your report after funding as part of our Integrity Protocol — removing inquiries and optimizing your profile so your score recovers and often improves. Long term, our clients typically come out with stronger credit than when they started.
Do I need a business to qualify?
Yes, but even if you're just getting started, we can help you structure your business properly. From forming an entity to building your business credit profile and establishing bank relationships, we handle the groundwork that makes you fundable fast.
Do I need good credit?
Yes & No. To sign up and work with us: you absolutely don’t need to have good credit. If necessary (which is for about 75% of our clients), we can clean up and optimize your credit profile. If you have great personal credit (typically 700+), that’s great — the funding process can start sooner, but even if your score is lower, we will still be able to help.
What industries do you work with?
We work with entrepreneurs across all industries — including e-commerce, coaching, real estate, service businesses, contractors, medical, and more. If you run a small business and want growth capital, you’re in the right place.
How long does the whole process take?
You can get funding in as little as 1–3 weeks, depending on your current credit and business setup. Some clients are ready within 7 days. However, this is only the case if you don’t need credit repair and optimization. Our goal is to get you the most funding possible, so if we do need to repair your profile, give it about 30-90 days. We move as fast as we possibly can and we keep you in the loop at every step.
Is there a guarantee I’ll get funded?
Yes. If we choose to work with you, we are guaranteeing funding. That’s the purpose of the call; to determine if we really can get you funded, and to walk you through the strategy.
✅ We’ll tell you upfront if we can’t help
✅ We only work with clients we’re confident we can fund
✅ If you’re a good fit, we will do everything in our power to get you the highest amount of capital possible
We don't waste your time or our own. Our reputation is built on integrity — and results.
How much does it cost?
Our pricing requires a small up front retainer (that will vary depending on your specific situation), which covers our up front costs. Then, we also charge a performance-based transparent closing cost, where you pay based on how much we get you, and you pay only AFTER you get funded. We walk you through the exact cost structure during your consultation — and we don’t move forward unless the value is crystal clear.
How do I get started?
Easy. Just book your free consultation with us using the calendar. We’ll review your goals, assess your fundability, and map out a personalized capital strategy. No commitment. No pressure. Just facts, numbers, and a path forward.
Contact Us
Email Address: [email protected]
Phone: (732) 580 - 2044
Address: 293 Cardiff Dr, Morganville, 07751, New Jersey
© 2025 Integrity First Funding. All rights reserved.
We Help You Secure
$50K–$250K+ in 0% APR Funding
Our 4-Step Integrity First Protocol fixes, optimizes, and positions your credit—then applies strategically across our lender network. No income docs. No collateral. Just real capital to grow your business.
Backed by Results,
Not Promises
We don’t just talk about getting funding — we deliver.
Secure $50K–$250K in 0% APR Business Funding — Fast
Integrity First helps qualified business owners get interest-free capital through our proven 4-step Integrity Protocol: credit repair, profile optimization, Consolidate & Apply, and strategic funding — no tax returns, no collateral, no high interest.
If you have $10K+ in liquid assets and serious growth goals, this is for you.
No banks. No fluff. Just results.
The Integrity Protocol
4 Steps to 0% Interest Funding
Credit Repair
We start by fixing what’s hurting your score — removing late payments, collections, charge-offs, and other negative marks to give you a clean slate and a credit boost from day one.
Credit Optimization
Next, we strengthen your profile by adding positive history, removing hard inquiries, consolidating debt, and improving your credit mix — both personal and business — so lenders see you as a top-tier borrower.
Consolidate & Apply
Once your credit is optimized, we pay down balances and apply to the right lenders in the right order, securing up to $250K in 0% APR business credit without triggering red flags.
Collect, Clean & Deploy
After you're funded, we clean up any new inquiries and guide you in deploying the capital strategically — so you can grow your business and stay ahead of interest timelines.
Rated 4.5 Stars on Trustpilot
Reviews from business owners nationwide, our clients consistently rate us 4.5 out of 5 stars for results, transparency, and support. Entrepreneurs trust Integrity First to secure real funding—without the stress of banks.
“I was denied everywhere else. Neal’s team got me $150,000 at 0% APR within 90 days. Now my business finally has breathing room to grow.”
“In just 8 weeks, I went from stuck and underfunded to $92,000 in capital. Integrity First changed the trajectory of my business.”
“I was skeptical, but Neal and his team delivered. $250,000 approved. The process was smooth, and the guidance was on point.”
“Before Integrity First, I was denied everywhere. My credit had negative marks, and I felt stuck with no way forward. Neal’s team cleared the issues, guided me step by step, and within 90 days I was approved for $150,000. Now I finally have the capital to scale my eCommerce business.”
“I spent months applying to banks, only to get rejected or offered loans with crazy interest. Integrity First made the process simple. They optimized my credit and handled the applications for me. I walked away with $120,000 in 0% APR funding that I never could have gotten on my own.”
"Running a trucking business, I know how hard it is to access capital without jumping through endless hoops. Banks either turn you away or want collateral you don’t have. Integrity First not only showed me a clear roadmap, but they also delivered. I secured $85K in funding that I’ve already put to use in expanding my fleet. Their guidance was professional, transparent, and exactly what I needed to move forward."
Why Choose Us
Finding the right funding partner makes all the difference. Here’s why thousands trust Integrity First:
Up to $250K at 0% Interest
We specialize in real 0% APR capital — not teaser rates or bait-and-switch offers. Our clients save tens of thousands compared to high-interest loans.
No Collateral, No Catch
No assets at risk. No equity lost. Just clean approvals based on your credit profile — which we help you build from the ground up.
Done-for-You Service
We handle everything: credit repair, optimization, funding strategy, post-funding clean-up. No gaps. No guesswork. Just results.
Fast, Strategic Approvals
Go from zero to funded in weeks, not months. Our lender sequencing strategy gets you maximum approvals with minimal stress.
Built on Integrity
Led by Neal Thakkar, we operate with full transparency. If you qualify, we deliver. If not, we’ll tell you — upfront. No fluff. Just facts.
Our Recent Case Studies
Our process is strategic, ethical, and built around setting you up to win long-term. The numbers speak for themselves — and so do the success stories.
How We Helped Marcus Secure $150,000 in 0% APR Funding
Marcus was running a 7-figure e-commerce brand but couldn’t scale past a certain ceiling due to lack of capital...
How We Helped Sarah Secure $95,000 in 0% APR Funding
Sarah was a business coach scaling her online program but lacked capital to invest in marketing.
David Secured $220K to Finally Stop Missing Real Estate Deals
He was stuck watching opportunities pass by because he couldn’t move fast enough on funding...
Jasmine Kept Her Fleet Moving With $80K in 0% APR Funding
Banks wouldn’t lend because her business was less than two years old and she didn’t have strong financials to show...
Claim your free consultation and see how much 0% funding you qualify for.
Let’s get you the capital you deserve, without the cost. Your business’s next chapter of growth starts here!
Ready to Secure Your Funding?
Your next level of growth starts with one call
Still Not Sure?
Frequently Asked Questions
How much funding can I really get?
Most of our clients receive between $50,000 and $250,000 in 0% APR funding. The exact amount depends on your current credit profile, business structure, and liquidity. During your free consultation, we’ll show you what you’re likely to qualify for and build a tailored strategy to get you there.
What’s the catch with 0% APR? Is it real?
Yes — it’s 100% real. We specialize in helping business owners access 0% interest introductory periods through strategic applications for credit lines, credit cards, and other capital instruments. These are real financial products from top-tier banks. You just need the right profile to qualify — and that’s what we build for you.
Will this hurt my credit score?
Short term, you may see a minor dip due to inquiries. But we immediately clean up your report after funding as part of our Integrity Protocol — removing inquiries and optimizing your profile so your score recovers and often improves. Long term, our clients typically come out with stronger credit than when they started.
Do I need a business to qualify?
Yes, but even if you're just getting started, we can help you structure your business properly. From forming an entity to building your business credit profile and establishing bank relationships, we handle the groundwork that makes you fundable fast.
Do I need good credit?
Yes & No. To sign up and work with us: you absolutely don’t need to have good credit. If necessary (which is for about 75% of our clients), we can clean up and optimize your credit profile. If you have great personal credit (typically 700+), that’s great — the funding process can start sooner, but even if your score is lower, we will still be able to help.
What industries do you work with?
We work with entrepreneurs across all industries — including e-commerce, coaching, real estate, service businesses, contractors, medical, and more. If you run a small business and want growth capital, you’re in the right place.
How long does the whole process take?
You can get funding in as little as 1–3 weeks, depending on your current credit and business setup. Some clients are ready within 7 days. However, this is only the case if you don’t need credit repair and optimization. Our goal is to get you the most funding possible, so if we do need to repair your profile, give it about 30-90 days. We move as fast as we possibly can and we keep you in the loop at every step.
Is there a guarantee I’ll get funded?
Yes. If we choose to work with you, we are guaranteeing funding. That’s the purpose of the call; to determine if we really can get you funded, and to walk you through the strategy.
✅ We’ll tell you upfront if we can’t help
✅ We only work with clients we’re confident we can fund
✅ If you’re a good fit, we will do everything in our power to get you the highest amount of capital possible
We don't waste your time or our own. Our reputation is built on integrity — and results.
How much does it cost?
Our pricing requires a small up front retainer (that will vary depending on your specific situation), which covers our up front costs. Then, we also charge a performance-based transparent closing cost, where you pay based on how much we get you, and you pay only AFTER you get funded. We walk you through the exact cost structure during your consultation — and we don’t move forward unless the value is crystal clear.
How do I get started?
Easy. Just book your free consultation with us using the calendar. We’ll review your goals, assess your fundability, and map out a personalized capital strategy. No commitment. No pressure. Just facts, numbers, and a path forward.
Contact Us
Email Address
[email protected]
Phone
(732) 580 - 2044
Address: 293 Cardiff Dr, Morganville, 07751, New Jersey